Drone Insurance in Sri Lanka

CAASL's published approval procedure states that the request for operation approval must include an insurance cover at least covering third-party damages, alongside the MOD security clearance letter. CAASL's safety guidance separately reminds operators to make sure the drone is insured to cover third-party injuries and damage. In short, insurance is not optional paperwork; it is a condition of the approval itself.

The minimum expectation is liability cover for injury to people and damage to property caused by the drone. Operators may additionally consider hull cover for the aircraft itself, payload cover for cameras and sensors, and, for professional work, coverage aligned with client contract requirements. Foreign visitors should check whether an existing drone liability policy from their home country is valid for operations in Sri Lanka and acceptable to CAASL, or whether local cover is needed.

Sri Lanka Drone does not recommend specific insurers and does not receive commissions. Confirm policy validity for Sri Lanka with your insurer and, if in doubt, with CAASL.

For commercial work such as filming, mapping or inspection, clients and site owners frequently require proof of liability insurance beyond the regulatory minimum. Keeping certificates of currency available, and matching the insured use to the actual operation, avoids both regulatory and contractual problems.